Why waive school insurance?

Waiver of school insurance means purchasing more cost-effective off-campus insurance to replace expensive on-campus insurance. First, you need to understand the difference between on-campus insurance and off-campus insurance:

On-Campus Insurance

• Insurance is an affiliated operating system within the school, and the school does not have much energy to specifically operate insurance.

• The price is expensive, more than twice as high as off-campus. Most in-school student health insurance plans cost around $4,000 a year.

• The on-campus insurance provides international students with the same insurance cost regardless of their age or physical differences.

• Most on-campus hospitals only have the most basic medical and rehabilitation facilities and do not have the conditions for surgery or hospitalization. Therefore, the campus hospital is relatively simple and is basically used for emergencies and dealing with minor problems.

Off-Campus Insurance

• There are many off-campus insurance companies, large scale, and many customers, so insurance companies will engage in strategic price competition for insurance products and options. Therefore, off-campus insurance prices will be low.

• The content of off-campus insurance protection will be carefully calculated, and the premium will be adjusted according to the customer's age, health status, and regional factors.

• The off-campus insurance coverage is quite comprehensive, and it also provides a large medical institution, 24-hour online services, and efficient claims settlement.

 How do I waive school insurance?

1. Check the school’s WAIVE on-campus insurance requirements for international students.

2. Complete the purchase of off-campus insurance that complies with the regulations of the school and the U.S. federal government as soon as possible and within the date required by the school.

3. Download the liability exemption form from the website of the off-campus insurance company where you purchased it.

4. Submit an exemption application to the school by email. Generally, within a week, your off-campus insurance will be reviewed to see if it meets the requirements.

5. After the Waive is successful, the school will refund your insurance fee.

Through these steps, you can successfully give up the school's insurance and enjoy more professional, comprehensive and economical off-campus insurance services.